This is a list of tips and tricks on car insurance. Some are obvious, others not, only some common sense. Everyone can help reduce premiums.
Safe Driving
Proving to be a safe driver is to complete an obvious way to decrease it. Someone without penalty, and no claim is a much lower risk than those who scored 3 points before acceleration and collision.
Good Credit
Your credit score may, in some cases Cost of the premium, especially if they are for a monthly payment. Keep your credit score to keep clean your lower premiums.
Pay annually
Develop in the same direction, the choice of a monthly premium more expensive in the long term. If you can afford to pay the annual premium all at once. That would be as cheap auto insurance may be surprised when.
Old vehicles
Not really worth covering for the elderlyDo not pay> cars low value, as the insurer. An older car is more of an insurance write-off so that, if possible, by providing third parties only.
Therefore, a higher surplus
If you have a larger amount of voluntary excess of the monthly or annual premiums will be lower. But make sure you can do well, the amount paid to you to choose!
Drive less
Mile in the year you do, the longer it goes on the road and the outlook is more accident. To make every effort to reduce the mileage as low as possible and give the insurer an honest estimate of when ever your car insurance quote.
No mod
Change your car will tend to be stolen, or handling or even increase the value that are influenced more expensive to repair. It 'obvious that if you do not change, you pay less.
Hands off!
However, there are some mods that will lower your car> Insurance. These are things like trackers, immobilisers and alarm systems - in other words, anti-theft devices.
Cheap and cheerful
If you can, you can opt for a car cheaper, but cheap is not necessarily old. An old car will probably mean expensive repair bills, which add up to is worth more than the machine could. A newer machine is reliable and therefore less expensive to insure.
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