Auto Insurance - Find a Low Cost Auto Quote Online

It can be expensive, a car and one of the higher costs themselves is the car insurance. It 'important that you have adequate insurance. If you get into an accident, you want to be covered. Most people do not realize that the drivers, even if they are good, you may be situations out there that are controlled. Finding low cost auto insurance is not so difficult when you are online. The best way to do thisis to find a site that you feel comfortable with getting quotes. It 'always good for you all the rates that you know so that you know that I will always be compared to the lowest.

It is so important for you to carry auto insurance, so that whatever happens you are safe. If you're in an accident and discover that it is their fault, you can be sued and lose everything you own was without adequate car insurance. There are too many drivers on the road to believe thatso nothing is done, so make sure you reporting that you can afford. They should ensure that the policy is wrong with the coverage you need, if not to end up in an accident. Not all insurance companies the same, so make sure you find the best.

Remember that if you drive a car is very important for you the right kind of auto insurance. There are many ways you can go about getting the best price for your vehicle. You wantChoose a site, you can see many offers on-line, which allows you to compare prices and policies, and select the best for your needs for production.

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low cost auto insurance

The primary goal of the California Low Cost Automobile Insurance Program (CLCA) is to provide an affordable auto insurance option to low-income good drivers.

California Law requires that all drivers be insured. However, too many low-income drivers remain uninsured because the costs of standard insurance premiums are beyond their financial reach. The California Low Cost Automobile Insurance Program provides affordable liability only auto insurance that meets the state's financial responsibility laws.

The purpose of this Program is to provide low cost automobile liability insurance to good drivers who demonstrate financial need. Per the rules of the Program, every admitted automobile insurance company in California will have to take their "fair share" of low cost applications.

The CALIFORNIA LOW COST AUTOMOBILE INSURANCE PROGRAM (CLCA) began as a pilot program in 2000 for residents of Los Angeles County and the City and County of San Francisco only. The California Legislature wanted to address the problem of uninsured motorists in the state, proposing the theory that most uninsured drivers in California go without liability insurance because of the cost, and that if affordable coverage was available, many drivers would purchase it.

In 2005, the California Legislature passed Senate Bill 20, which expanded the Program to the counties of Alameda, Fresno, Orange, Riverside, San Bernardino and San Diego, effective April 1, 2006. This legislation also authorized the Insurance Commissioner to launch the Program throughout the state upon determination of need in each county.

Effective June 1, 2006, eight additional counties were introduced into the Program: Contra Costa, Imperial, Kern, Sacramento, San Joaquin, San Mateo, Santa Clara and Stanislaus.
On March 30, 2007, the six additional counties of Merced, Monterey, Santa Barbara, Sonoma, Tulare and Ventura were added.
On October 1, 2007, twenty more counties were added: Amador, Butte, Calaveras, El Dorado, Humboldt, Kings, Lake, Madera, Marin, Mendocino, Napa, Placer, San Benito, Santa Cruz, Shasta, Solano, Sutter, Tuolumne, Yolo and Yuba.
On December 10, 2007, the final 16 counties of Alpine, Colusa, Del Norte, Glenn, Inyo, Lassen, Mariposa, Modoc, Mono, Nevada, Plumas, San Luis Obispo, Sierra, Siskiyou, Tehama and Trinity were added, making it a statewide Program.
The program is administered by the California Automobile Assigned Risk Plan and policies are written by California Licensed Insurance Companies.

The CLCA program is not subsidized by taxpayers. Rates are set and adjusted annually in each county so that the premiums collected are sufficient to cover losses and expenses in each county.